If you are behind on your car payment the loan company may be threatening to recover the vehicle. You may not have the money to fully catch up on your car payment before it is repossessed. Filing a Bankruptcy stops any creditor attempts to collect on a debt, and this includes repossessing a vehicle. If you file a Chapter 7 or Chapter 13 Bankruptcy you can stop a repossession and in some cases get caught up on your car payment. If your car has recently been repossessed, you may be able to recover your vehicle by filing Bankruptcy. In rare instances, the creditor will be required to return the repossessed vehicle after filing Bankruptcy. Call or click or a free appointment if you may be facing a repossession and need advice from an attorney. If you are in Elizabethton, Johnson City, Kingsport, or surrounding areas in Northeast Tennessee and need an affordable bankruptcy lawyer, let us know.