If a creditor has obtained a judgment against you and is currently garnishing your wages, the automatic stay can stop a wage garnishment. Whether you are being garnished for a large medical bill or a finance loan, filing bankruptcy is your right to stop a garnishment and keep your property.
In Tennessee, a creditor can garnish up to 25 percent of your paycheck. Filing a bankruptcy will immediately stop the garnishment, and if the creditor continues to garnish your wages, you will be able to recover the money since the creditor will be in violation of the automatic stay. You will want to be active in filing a bankruptcy, since it takes time to prepare your forms. Not until you file your case will the automatic stay be in place and the garnishment stopped.
If you are in Elizabethton, Johnson City, Kingsport or anywhere in Northeast Tennessee, visit the office or schedule a consultation to see if filing a bankruptcy is in your best interest to stop a garnishment. You can also pursue other course of action to stop a garnishment such as debt consolidation or settlement.