No matter how many months you are behind on your mortgage, filing a Bankruptcy allows you to set up a plan to get caught up and keep your house. You can stop a foreclosure up until the date of the sale if necessary.
Sometimes your mortgage holder won’t work with you. That’s no problem. Filing a Chapter 13 Bankruptcy can force your mortgage company into accepting a plan that will allow you to get fully caught up on your mortgage payments.
If you only want to postpone the foreclosure, you can file a Chapter 7 Bankruptcy and the automatic stay can keep you in your house for some time until the mortgage holder gets relief from the stay.
Call or click for a free appointment if you have a pending foreclosure and need advice from an attorney near Elizabethton, Johnson City, Kingsport, and northeast Tennessee.