fbpx

Bankruptcy rights give the power back to the debtor

Click a right to view more about it

A Chapter 7 Bankruptcy is a total discharge of your debts. If you are eligible you can keep most or all of your assets including cars and home and get rid of most or all of your debts. In Tennessee most of your assets are exempt from reach of your creditors.

Call or click for a free appointment to see if you’re eligible to quickly and easily get out of all your debt through a Chapter 7 Bankruptcy.

READ MORE

When a complete discharge of your debt is not in your best interest, a Chapter 13 Bankruptcy allows you to keep all of your assets and restructure your debt so it is affordable. A Chapter 13 Bankruptcy is a repayment plan that allows you to stop foreclosures, recover lost vehicles and modify your debt so it works for your budget. Call or click for a free appointment to see if you should restructure your debt through a Chapter 13 Bankruptcy. READ MORE
Filing for a Chapter 7 or Chapter 13 Bankruptcy will stop any pending lawsuit and release you from any of your debt obligations. If you have been served with papers to appear in a court for a debt matter, filing a bankruptcy case can relieve you of having to appear in court and can protect you from your creditors. Call or click  for a free appointment to see if filing a Chapter 7 or Chapter 13 bankruptcy can help with any pending or disposed debt lawsuits. READ MORE
If you are many months behind on your mortgage you could be facing a foreclosure of your home. Filing a Chapter 13 Bankruptcy stops a foreclosure and allows you to catch up on your mortgage. If you need more time but do not want to keep your home filing a Chapter 7 Bankruptcy can temporarily stop a foreclosure and give you more time to settle. Call or click for a free appointment if you need to stop a foreclosure by filing a Chapter 7 or Chapter 13 Bankruptcy. READ MORE
In Tennessee creditors can take up to 25 percent of your paycheck and sometimes more. Your student loan creditor can also garnish your tax refund. Filing a Chapter 7 or Chapter 13 Bankruptcy is your right to stop creditors from garnishing your paycheck. Call or click for a free appointment to stop your paycheck or tax refund from a garnishment. READ MORE
If you are late on your car payments, your car lender has the right to repossess your vehicle. You have the right to catch up on missed payments and recover a repossessed vehicle by filing a Chapter 7 or Chapter 13 Bankruptcy. Call or click for a free appointment to see if filing a Chapter 7 or Chapter 13 Bankruptcy can help you catch up on missed car payments or recover a repossessed vehicle READ MORE
If you are drowning in student loan debt, you have the right to set your self up on affordable payments and sometimes discharge student loans completely. Call or click for a free appointment to see if filing a Chapter 7 or Chapter 13 Bankruptcy can help you reduce or eliminate your student loans. We can also help you set yourself up a plan for income-based student loan payments that work with your budget. READ MORE
If you owe the IRS for back taxes you have the option to totally eliminate or pay back your tax debt. Taxes 3 years or older can be discharged in a Chapter 7 Bankruptcy. For more recent taxes a Chapter 13 Bankruptcy can alleviate your tax burden by making small payments. Call or click for a for a free appointment to see if filing a Chapter 7 or Chapter 13 Bankruptcy can eliminate your tax debt. READ MORE
Medical bills can add to your financial worries but they don’t need to. You have the right to totally eliminate your medical bills by filing a Chapter 7 Bankruptcy or repay them in affordable payments by filing a Chapter 13 Bankruptcy. Call or click for a free appointment to eliminate your medical bills. READ MORE

Contact us with any questions about your rights

If you have any questions or would like to schedule a free consultation with an affordable bankruptcy lawyer in ElizabethtonJohnson City, Kingsport, and surrounding areas in northeast Tennessee, let us know.