Filing Chapter 13 Bankruptcy in Elizabethton
Cisowski Law is the nearest Chapter 13 bankruptcy attorney to Elizabethton. Let us help you set up an affordable plan to repay your debts
If you need help filing chapter 13 bankruptcy in Elizabethton, let us know. Without the right help, it can be difficult and tedious to file chapter 13. If you forgot or fail to discharge a duty, your Chapter 13 case can easily be dismissed by the trustee. Cisowski Law is a Chapter 13 bankruptcy firm in Elizabethton that can help you file.
If you are in Elizabethton and need help filing Chapter 13, schedule a free consultation with an attorney near you.
Come let Cisowski Law help you file Chapter 13 Bankruptcy
- Head north on US-19E N/US-321 N toward First Ave.
- Continue north on Us019 E N/US-321 N for roughly 4 miles
- Before the CVS turn left to enter the parking lot for Cisowski Law and adjacent Liquor store and Dentist office
- Head south on US-19E N/US-321 S
- Continue south on US-19E S/US-321 S for roughly 11 miles
- Cisowski Law office will be on the right after CVS in the small shopping plaza with Liquor Store and Dentist office
Contact us with any questions
Cisowski Law Bankruptcy Services
If you need help filing Chapter 7 Bankruptcy, we can help you. Chapter 7 is a discharge of all personally liability on credit cards, finance loans, medical bills, and more.
We help prepare the bankruptcy forms, file, and help you with the bankruptcy duties so you can get a discharge. Let us help you with the how, when, and where to file Chapter 7 bankruptcy.
If you need help filing Chapter 13 bankruptcy, we can help put a plan together to pay off your debts. A Chapter 13 is a repayment plan that allows you to restructure your debts and pay them on terms that are affordable to your budget.
We can help you prepare you Chapter 13 bankruptcy plan, file it, and deal with your creditors so you can get your budget back on track. In Elizabethton, it has never been so easy to file Chapter 13.
Bankruptcy Quick Basics
A Chapter 7 Bankruptcy is a total discharge of your debts. If you are eligible you can keep most or all of your assets including cars and home and get rid of most or all of your debts. The Discharge will relieve you of any personal obligation of the debt. You will be protected from the Bankruptcy court’s discharge order. If a creditor tries to collect after your Chapter 7 Bankruptcy, they can be heavily penalized. In Elizabethton, you file your Chapter 7 Bankruptcy in Greeneville. A bankruptcy attorney in Elizabethton will be able to prepare your Chapter 7 and file your forms and represent you in Greeneville.
A Chapter 13 Bankruptcy is a repayment plan for debtors with regular income. This means that if you have income and debts, then a Chapter 13 will get you back on track by binding your creditors to a plan of repaying your debts over the course of 3 or 5 years. After you pay a portion of your debts through your plan you receive your bankruptcy discharge. In Elizabethton, you file your Chapter 13 in Greeneville and pay your plan through a trustee in Knoxville. Cisowski Law is a bankruptcy attorney near Elizabethton and can help file your Chapter 13.
The automatic stay is an automatic court order entered when a debtor files bankruptcy. The order states clearly that any attempts to a collect a debt are suspended. If a creditor violates the automatic stay they are subject to penalties. The Automatic Stay is very powerful. It can stop lawsuits, garnishments, repossessions, and foreclosures.
The bankruptcy discharge is a court order that releases a debtor from any debt obligation. It is the ultimate goal for filing a Chapter 7 or Chapter 13 bankruptcy. The creditor will be violating the discharge and subject to punishment if they attempt to collect a debt after the debtor receives a discharge.
In 2005 Congress enacted a law requiring individuals who file Bankruptcy to take a credit counseling course before filing and a course in financial management after filing but before receiving a discharge.
Filing bankruptcy in Elizabethton requires you to fill out your bankruptcy forms and submit the to the Bankruptcy Court in Greeneville. There are a number of procedural requirements for filing Chapter 7 or Chapter 13. Cisowski Law is a bankruptcy attorney in Elizabethton and can assist you with filing your bankruptcy case.