Filing Chapter 13 Bankruptcy in Kingsport

If you need help filing Chapter 13 bankruptcy near Kingsport, call for a free consultation. Cisowski Law can help file a plan to get you out of debt

How to file bankruptcy in Kingsport

If you need Chapter 13 bankruptcy filing help in Kingsport, Cisowski Law offers a free consultation, and will prepare a plan to pay off your debts. Filing chapter 13 bankruptcy can be tedious and time-consuming without the right help. With the help of a Chapter 13 lawyer in kingsport, you can file your chapter 13 with ease. If you want to go it alone (pro se), filing Chapter 13 bankruptcy in Kingsport requires preparing your bankruptcy forms, and filing them at the nearest bankruptcy court located in Greeneville. You must have all your bankruptcy forms in within a strict timeline, and that includes a Chapter 13 plan. The Chapter 13 plan that is filed is one of the primary forms in your case. The Chapter 13 bankruptcy plan that you file tells your creditors and the Chapter 13 trustee how you plan on paying your debts. It will give a 3 or 5 year plan length, and will treat your secured and unsecured creditors. An affordable chapter 13 bankruptcy lawyer in Kingsport can help you put your plan together. It is always helpful to have an impartial set of eyes draft and file the chapter 13 bankruptcy plan. Call or click for a free consultation with an attorney if you need help filing Chapter 13 bankruptcy in Kingsport.

Resources

Bankruptcy forms

Bankruptcy basics by the US Courts

Information about the types of Bankruptcies and Debt relief agencies (for download)

Need Help Filing Chapter 13 Bankruptcy in Kingsport?

Without the right help, it can be difficult to file Chapter 13 bankruptcy in Kingsport. If you think you need help, Cisowski Law has procedures to prepare a plan and file your chapter 13 bankruptcy. We can put you back on track by putting together an affordable chapter 13 plan that fits within your budget.

Cisowski Law is a chapter 13 bankruptcy attorney near Kingsport. We help file Chapter 13 plans that will give you a fresh start free of debt. Call or click for a free chapter 13 bankruptcy consultation near Kingsport.

Other Chapter 13 basics

What is a Chapter 13 Bankruptcy?

Can I Keep My Property (House, Car, Cell Phone, or Cash) If I File Chapter 13 Bankruptcy?

Can I Buy a Car While in Chapter 13?

Can I Stop a Foreclosure if I File Chapter 13?

Can I Recover a Repossessed Vehicle if I File Chapter 13?

How Much Do I Pay Back in a Chapter 13?

How Does Filing a Chapter 13 Affect My Credit?

View your other rights

Come let Cisowski Law help you file Chapter 13 Bankruptcy

Directions from Johnson City

Head Northeast on US-321N/University Parkway
Continue for roughly 7 miles. US-321N/University Parkway will turn to E Elk Ave in Elizabethton
Take a slight left onto Broad St
Continue on Broad St for roughly 1 mile until you reach the US-19E intersection
Take a right onto US-19E S/US-321 S
After about 1 mile Cisowski Law office will be on right after CVS in the small shopping plaza with Liquor Store and Dentist office

From Bluff City

Head south on US-19E N/US-321 S
Continue south on US-19E S/US-321 S for roughly 11 miles
Cisowski Law office will be on the right after CVS in the small shopping plaza with Liquor Store and Dentist office

From Kingsport

Head south on I-26E/US-23 S toward Johnson City
Continue for 19 miles and take exit 24 onto US-321N/University Parkway
Continue for roughly 7 miles onto Elk Ave in Elizabethton
Take a slight left where Elk Ave merges into Broad St and continue for 1 mile.
Take a right onto US-19E S/US-321 S
After about 1 mile Cisowski Law office will be on right after CVS in the small shopping plaza with Liquor Store and Dentist office

Contact us for a Free Case Evaluation

Bankruptcy Quick Basics

What is Chapter 7 Bankruptcy?

A Chapter 7 Bankruptcy is a total discharge of your debts. If you are eligible you can keep most or all of your assets including cars and home and get rid of most or all of your debts. The Discharge will relieve you of any personal obligation of the debt. You will be protected from the Bankruptcy court’s discharge order. If a creditor tries to collect after your Chapter 7 Bankruptcy, they can be heavily penalized. In Johnson City, you file your Chapter 7 Bankruptcy in Greeneville. A bankruptcy attorney in Kingsport will be able to prepare your Chapter 7 and file your forms and represent you in Greeneville.

What is Chapter 13 Bankruptcy?

A Chapter 13 Bankruptcy is a repayment plan for debtors with regular income. This means that if you have income and debts, then a Chapter 13 will get you back on track by binding your creditors to a plan of repaying your debts over the course of 3 or 5 years. After you pay a portion of your debts through your plan you receive your bankruptcy discharge. In Johnson City, you file your Chapter 13 in Greeneville and pay your plan through a trustee in Knoxville. Cisowski Law is a bankruptcy attorney near Kingsport and can help file your Chapter 13.

What is the Bankruptcy Automatic Stay?

The automatic stay is an automatic court order entered when a debtor files bankruptcy. The order states clearly that any attempts to a collect a debt are suspended. If a creditor violates the automatic stay they are subject to penalties. The Automatic Stay is very powerful. It can stop lawsuits, garnishments, repossessions, and foreclosures.

What is the Bankruptcy Discharge?

The bankruptcy discharge is a court order that releases a debtor from any debt obligation. It is the ultimate goal for filing a Chapter 7 or Chapter 13 bankruptcy. The creditor will be violating the discharge and subject to punishment if they attempt to collect a debt after the debtor receives a discharge.

What is Bankruptcy Credit Counseling?

In 2005 Congress enacted a law requiring individuals who file Bankruptcy to take a credit counseling course before filing and a course in financial management after filing but before receiving a discharge.

How do I File Bankruptcy in Kingsport?

Filing bankruptcy in Kingsport requires you to fill out your bankruptcy forms and submit the to the Bankruptcy Court in Greeneville. There are a number of procedural requirements for filing Chapter 7 or Chapter 13. Cisowski Law is a bankruptcy attorney near Kingsport and can assist you with filing your bankruptcy case.