Achieve financial comfort by electing your bankruptcy rights
Cisowski Law offers different types of bankruptcy and different debt relief options depending on your situation. There are two primary types of bankruptcy available for consumers, these are known as Chapters of bankruptcy based on the chapters they appear in the Federal Bankruptcy Code. The different chapters will give you different results and will be better depending on the individual.
A Chapter 7 Bankruptcy is a personal bankruptcy and elimination of debts. If you qualify to declare and file chapter 7 bankruptcy you can keep most or all of your assets including cars and home and eliminate most or all of your debts. In Tennessee most of your assets are exempt from reach of your creditors.
A Chapter 13 Bankruptcy is a repayment plan that allows you to stop foreclosures, recover lost vehicles and modify your debt so it works for your budget. Filing Chapter 13 is a powerful form of debt consolidation that bind creditors. You can restructure your debt and get better terms on car loans, furniture loans, and unsecured debts.
Click below to schedule a consultation with an attorney to discuss your financial freedom
If you are in Elizabethton, Johnson City, Kingsport or surrounding areas in Northeast Tennessee, you may want to visit for a free consultation. Our law firm has the bankruptcy consultant with the advice your need to eliminate debt. Cisowski Law is an affordable bankruptcy lawyer located in Elizabethton that services Elizabethton, Johnson City, and more.
Many debt relief matters can be handled on your own, but if you have multiple creditors and believe that you may need help filing bankruptcy, negotiating with creditors, or consolidating loans, representation may be a good idea. Contact the office or book online for a free consultation. Cisowski Law is a bankruptcy firm that is small, focused and affordable so you know your fees will be the lowest around. Bankruptcy law can be complex. You need the best bankruptcy attorneys with expertise to handle your situation. Here we will guide your through the steps of declaring and filing bankruptcy. We remove the hassle.
Cisowski Law as your representation gives you the protections and peace of mind from your creditors. Once represented, harassing phone calls, emails, and mail must stop. Once we file your case, you get the protection of the automatic stay.
Cisowski Law offers a program to file your bankruptcy solely online. File your chapter 7 or chapter 13 bankruptcy without stepping foot in a firm.
Free video consultations, and document preparation virtually for debtors in Johnson City, Elizabethton, Kingsport, and surrounding areas in Northeast Tennessee.
